1.2 We may change these Terms from time to time. Any changes will come into effect when the updated terms and conditions are posted to the Website. These terms are important and you should ensure that you read them carefully before using the remainder of the website. You can contact us via email at firstname.lastname@example.org.
1.3 The information provided on this site and in our courses and seminars is not financial nor investment advice, we do not conduct a financial services business and we do not recommend financial products.
1.4 Testimonials published by us are independent and genuine. However, they do not represent a guarantee or warranty of similar results.
2. LICENSE TO USE THE SITE
2.1 We grant you a non-exclusive, worldwide, non-transferable license to use the Website in accordance with the terms and conditions set out in this agreement.
2.2 You may access the Website using a publicly available web browser commonly used to view websites, and you may print a copy of any page within the site for your personal non-commercial use.
2.3 You acknowledge and agree that we may alter or cease the operation of the Website at any time in our sole discretion, and the Website may be unavailable from time to time, including for maintenance purposes.
2.4 We may terminate your license to use the Website without notice if you breach these Terms.
3. POSTING INFORMATION & COMMENTS
3.1 You must not:
(a) alter the Website in any way except as permitted by these Terms
(b) upload any data to the Website other than to submit text in a text form provided for that purpose
3.2 You must not add any content to the Website:
(a) Unless you hold all necessary rights and consents to do so
(b) That might cause a breach of any law or other obligation
(c) That might be defamatory, offensive, pornographic, in breach of confidence or a similar obligation, threatening, abusive, liable to incite hatred or a breach of privacy
(d) That might be considered as spam or commercial advertising
(e) That infringes any rights belonging to another person.
3.3 By posting or adding any content to the Website or posting or making comments during webinars conducted by us, you grant us a perpetual, non-exclusive, royalty free, irrevocable, worldwide and transferable right and license to use that content in any way without limitation, and you permit us to authorize any other person to do the same thing. You consent to anything which we may do or not do in relation to your content which would otherwise be in breach of your moral rights. This includes that we may use your content without attributing you as the source of your content.
3.4 If you email us, unless you specify otherwise, you grant us the same rights in relation to the email as set out in clause 3.3.
3.5 You warrant to us that you have the right to grant any rights, licenses, consents or waivers required under these Terms.
5. LINKS TO THIRD PARTY WEBSITES
6. INTELLECTUAL PROPERTY
6.1 Unless otherwise indicated, all materials on the Website, including text, graphics, design, names, logos, and underlying software are protected by copyright owned or licensed by us, and you acknowledge and agree that this is the case.
6.2 Except as permitted by law, you must not modify, copy, reproduce, frame, upload to a third party, post, transmit or distribute the material except as provided for in these Terms unless authorized in writing.
6.3 We permit the material on the Website to be downloaded to your computer for viewing and/or printing, as long as:
(a) the material is kept intact and in the same form as presented on the Website (including any copyright or other notice);
(b) it is for your personal, non-commercial use;
(c) it is used for a lawful purpose; and
(d) the material is appropriately attributed to us or the source.
7. TRADE MARKS
7.1 Trade marks used on the Website belong to their respective owners. You must not use any trade mark displayed on the Website without the express written permission of us or the third-party owner.
8. NO SPAM
8.1 Publication of email addresses on the Website does not imply consent to the receipt of unsolicited commercial electronic messages or SPAM.
9.1 We take care in creating the information and material on the Website but make no warranties or representations regarding the accuracy, completeness, quality or fitness for purpose of any material or content.
9.2 We do not guarantee that any data, file or program available for download from or via the Website or from any website linked to our website is free from virus or any other condition which might or could damage or interfere with data, hardware or software with which it might be used, and in accessing the Website, you assume all risk of use of all materials, programs and files on the Website. Prior to using any downloaded file you should carry out an appropriate virus check.
9.3 We are not liable to you or any person claiming through you for any loss or damage howsoever caused resulting from the use of the Website, any website linked to the Website, materials or content including the transmission of any virus.
10. LIMITATION ON LIABILITY
10.1 Subject to United States Consumer Law, to the full extent permitted by law:
(a) under no circumstances (including but not limited to any act or omission on the part of us) will we be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use of or access to, or any inability to use or access, the Website;
(b) we exclude all guarantees, conditions, warranties and terms implied by statute, general law or custom.
10.2 For the avoidance of doubt, nothing in these Terms limits or restricts your ability to make a claim that may be available to you for our failure to comply with a guarantee under United States Consumer Law.
11.1 These Terms are governed by and to be construed in accordance with the laws of State of Illinois, and the United States of America. You irrevocably and unconditionally submit to the exclusive jurisdiction of the courts of the State of Illinois. If any of these Terms is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability will not affect the remainder of the Terms which will continue in full force and effect.